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About Us

Masaref is a specialized banking solutions provider in TEMENOS T24 Conventional & Islamic core banking system. Our core services are built around the implementation of T24 core banking system (customization, integration, data migration, support, training, etc.) in addition to many added value services related to local market needs.

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Egyptian Model Bank

Masaref consultants have developed and implemented specific products following Egyptian Banking System, to work with them through T24 features and standards, avoiding any further complications for upgrade or Help desk support through Temenos themselves.

  • Customer
  • ACH (Automated clearing house interface)
  • Cheques Clearing interface
  • Certified cheques
  • Post Dated cheques & Post Dated Bills
  • CMS-NIE
  • Certificates of Deposits
  • Letter of Credit
  • Letter of Guarantees
  • Payroll
  • Discounted Cheques
  • Short Term Facility
  • Retail loans
  • Limits and collaterals
  • Securities
  • Foreign currency allocations in multi-branch banks
  • Deal slips